Check-to-Card Frequently Asked Questions

You decide! If you choose the 10-day no-fee option, your money will be funded to your Emerald Card in 10 days if your check is approved and not returned unpaid. If you need your money sooner, you can choose to pay the fee of 2% for payroll and government checks with a pre-printed signature or 4% for all other checks (with a minimum fee of $2 per transaction), and if your check is approved, your money will be funded to your card after a short review that can take as few as 2 minutes or, in rare instances, as long as an hour.